# Shared Ownership Across Greater Manchester

**Scope:** All 10 GM boroughs. Trafford/Sale has its own dedicated file — see [06-trafford-sale-local.md](06-trafford-sale-local.md); this file cross-references it only.
**Compiled:** 2026-05-16 — prices, listings and scheme availability change weekly; treat every specific figure/listing as a snapshot dated to this research date and re-verify before acting.

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**Scope:** GM-wide Shared Ownership (SO) overview + deep detail for **Manchester (city)** and **Salford** boroughs.
**Compiled:** 2026-05-16 — *every price, share example, scheme name and listing below is a snapshot dated to this research date. SO stock rotates weekly and prices track a moving market — re-verify before acting.*
**Cross-reference:** Trafford/Sale is covered separately in `06-trafford-sale-local.md`; only cross-referenced here, not re-researched.

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## TL;DR

- **SO is actively delivered region-wide across Greater Manchester.** It arrives two ways: (1) **Section 106** affordable-housing captured on private developer sites, and (2) **grant-funded provider-led schemes** under the Affordable Homes Programme / new Social and Affordable Homes Programme (SAHP) administered by Homes England with GMCA strategic input. [source: Social and Affordable Homes Programme – Greater Manchester Combined Authority](https://www.greatermanchester-ca.gov.uk/what-we-do/planning-and-housing/housing/social-and-affordable-homes-programme/)
- **GMCA / Mayor's headline ambition:** at least **50,000 additional "truly affordable" homes by 2037**, of which **30,000** for social or affordable rent — affordable home-ownership (incl. SO) makes up the balance. The "Places for Everyone" joint plan (9 boroughs, Stockport excluded) underpins ~165,000 homes overall with ~30% affordable. [source: Places for Everyone masterplan – ManchesterWorld](https://www.manchesterworld.uk/news/places-for-everyone-masterplan-for-165000-homes-across-greater-manchester-put-forward-to-government-3569532) [source: Social and Affordable Homes Programme – GMCA](https://www.greatermanchester-ca.gov.uk/what-we-do/planning-and-housing/housing/social-and-affordable-homes-programme/)
- **Eligibility is national, not regional:** household income cap **£80,000** (outside London), first-time-buyer/can't-afford-to-buy test, initial share typically **10%–75%**, staircasing in increments as low as 1%/5% on the post-2021 model. There is **no longer a regional Help to Buy Agent** gatekeeper (closed 2023) — apply direct to providers or via Share to Buy. [source: Capital Funding Guide – Shared Ownership – GOV.UK](https://www.gov.uk/guidance/capital-funding-guide/1-shared-ownership) [source: A Guide to Shared Ownership Eligibility – Guinness Homes](https://www.guinnesshomes.co.uk/blog/buying-guides/a-guide-to-shared-ownership-eligibility-and-requirements/)
- **Key region-wide providers / sales arms:** **Plumlife** (sales arm of **Great Places** — *not* Places for People), **L&Q**, **Onward / Onward Living**, **The Guinness Partnership / Guinness Homes**, **Jigsaw Homes**, **Irwell Valley Homes**, **MSV (Mosscare St Vincent's)**, **ForHousing**, **Sage Homes**, **Riverside**, plus borough-anchored players **One Manchester**, **Southway Housing Trust** and **Wythenshawe Community Housing Group (WCHG / Garden City Homes)**. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) [source: About Plumlife Homes – Plumlife](https://www.plumlife.co.uk/about-us/)
- **Live examples (2026-05-16):** **L&Q at Victoria Riverside**, Manchester M4 — 1-bed 25% share ≈ **£61,875–£63,000** (FMV £247,500–£252,000); **Worrall Street, Salford** M5 (Plumlife/Great Places) — 1-bed 25% share from ≈ **£48,750** (FMV £195,000). Both with show homes / open days in May 2026. [source: Shared Ownership in Manchester – L&Q](https://lqhomes.com/victoriariverside/) [source: Worrall Street, Salford, Shared Ownership – Plumlife](https://www.plumlife.co.uk/development/worrall-street-salford-shared-ownership/)

---

## GM-wide

### 1. GMCA / Mayor's housing strategy & affordable-housing ambition

- The **Greater Manchester Housing Strategy** sets a commitment to deliver **at least 50,000 additional truly affordable homes by 2037**, of which **30,000** will be social or affordable to rent. The remainder includes affordable home-ownership routes such as Shared Ownership and First Homes. [source: Social and Affordable Homes Programme – GMCA](https://www.greatermanchester-ca.gov.uk/what-we-do/planning-and-housing/housing/social-and-affordable-homes-programme/)
- The **Social and Affordable Homes Programme (SAHP) 2026–2036** is the successor grant programme (replacing the 2021–26 Affordable Homes Programme). GMCA's stated ambition is for **at least 60% of homes delivered in GM through the SAHP** (incl. specialist/supported) to be for **Social Rent** — meaning the remaining ~40% spans affordable rent and affordable home-ownership including SO. As a Mayoral Strategic Authority, GMCA gets strategic priority-setting over how the programme lands across the city-region. [source: Social and Affordable Homes Programme – GMCA](https://www.greatermanchester-ca.gov.uk/what-we-do/planning-and-housing/housing/social-and-affordable-homes-programme/) [source: SAHP 2026 to 2036: Strategic priorities in Established Mayoral Strategic Authority areas – GOV.UK](https://www.gov.uk/guidance/sahp-2026-to-2036-strategic-priorities-in-established-mayoral-strategic-authority-areas)
- **"Places for Everyone" (PfE)** is the joint statutory plan covering **nine boroughs** — Bolton, Bury, Manchester, Oldham, Rochdale, Salford, Tameside, Trafford, Wigan (**Stockport withdrew in 2020** and runs its own Local Plan). PfE underpins **~165,000 new homes**, with the affordable component aligned to the 50,000/30,000 GM targets (broadly ~30% affordable across the plan). Site-level affordable % and tenure mix is then fixed per scheme via planning policy + Section 106. [source: Places for Everyone masterplan – ManchesterWorld](https://www.manchesterworld.uk/news/places-for-everyone-masterplan-for-165000-homes-across-greater-manchester-put-forward-to-government-3569532) [source: Places For Everyone – GMCA](https://www.greatermanchester-ca.gov.uk/what-we-do/planning-and-housing/strategic-planning/places-for-everyone/)
- **Recent funding signal (2026):** Mayor Andy Burnham confirmed a further **£86m** city-region investment for Manchester affordable housing/regeneration, including **£26m for Wythenshawe** to deliver 423 homes (233 social rent, 109 extra-care, 81 affordable). This shows the GM money is flowing into mixed-tenure schemes that typically also carry SO. [source: Good Growth, Good News: £86m boost for affordable housing – Manchester City Council](https://www.manchester.gov.uk/news-stories/2026/good-growth,-good-news-86m-boost-for-affordable-housing-and-regeneration-in-manchester)

> **Buyer takeaway:** GM has no special region-wide "GM Shared Ownership scheme" separate from the national product — the GMCA layer is *strategy + grant routing*. What you actually buy is national-rules SO delivered by RPs on specific GM sites.

### 2. Eligibility — national rules, how S106 cascades layer on top

- **National Homes England rules apply everywhere in GM:** household income cap **£80,000** outside London; must be a first-time buyer, a former owner who can't afford to buy now, or an existing SO owner; can't afford a suitable home on the open market. Initial share **typically 10%–75%** (some new-model homes from 5%); rent on the unowned share (commonly ~2.75% p.a. of the retained equity); staircasing in **1% increments** for the first 15 years on the post-2021 model. [source: Capital Funding Guide – Shared Ownership – GOV.UK](https://www.gov.uk/guidance/capital-funding-guide/1-shared-ownership) [source: A Guide to Shared Ownership Eligibility – Guinness Homes](https://www.guinnesshomes.co.uk/blog/buying-guides/a-guide-to-shared-ownership-eligibility-and-requirements/) [source: Shared Ownership Policy – One Manchester](https://www.onemanchester.co.uk/policies/shared-ownership-policy)
- **S106 local-connection cascades sit *on top of* national eligibility, scheme by scheme.** Where SO homes are delivered via a Section 106 agreement, the **scheme-specific S106** can add a local-connection priority/cascade (e.g. priority to people living/working in the borough, then GM, then open). This is **not a single GM-wide rule** — it varies site by site and is set by the relevant council's planning team. In Salford the affordable provision (incl. affordable home-ownership where grant-funded) is "secured through a section 106 agreement" with affordability/staircasing-recycling provisions; Manchester's policy includes a review mechanism in its S106s. Always ask the selling RP whether a given GM scheme has a local-connection cascade and what the priority order is. [source: Planning obligations FAQs (Section 106) – Salford City Council](https://www.salford.gov.uk/planning-building-and-regeneration/planning-applications/planning-obligations-and-community-infrastructure-levy/planning-obligations-faqs/) [source: Publication Local Plan, Chapter 11: Housing – Salford City Council](https://www.salford.gov.uk/planning-building-and-regeneration/planning-policies/local-planning-policy/salfords-development-plan/salford-local-plan/part-one-salford-local-plan/publication-local-plan-chapters/11-housing/) [source: Section 106 agreed on 2,400-home Renaker schemes in Manchester – Housing Today](https://www.housingtoday.co.uk/news/section-106-agreed-on-2400-home-renaker-schemes-in-manchester/5137463.article)
- **The "Help to Buy Agent" closed in 2023.** There is no longer a regional gatekeeper assessing GM SO eligibility centrally — buyers apply **direct to the registered provider** or via **Share to Buy**. (Plumlife historically ran the Help to Buy North West agent function; that role has ended.) [source: About Plumlife Homes – Plumlife](https://www.plumlife.co.uk/about-us/)

### 3. Region-wide providers / housing associations operating SO

| Provider (sales brand) | Reach across GM | Notes |
|---|---|---|
| **Great Places** (sales arm **Plumlife**) | GM-wide + NW/Yorkshire | Regional SO specialist; sells Great Places SO/Rent-to-Buy + runs **Plumlife Move** resale agency. *Plumlife is part of Great Places — NOT Places for People.* [source: About Plumlife Homes – Plumlife](https://www.plumlife.co.uk/about-us/) |
| **L&Q** | GM-wide (city-centre focus) | Absorbed Sale-HQ'd Trafford Housing Trust (2019); flagship GM SO at **Victoria Riverside**, Manchester. [source: Shared Ownership in Manchester – L&Q](https://lqhomes.com/victoriariverside/) |
| **Onward Homes / Onward Living** | GM-wide + Cheshire/Merseyside/Lancs | NW-only RP, ~35,000 homes; Onward Living is its SO/Rent-to-Buy brand. [source: Onward Homes – Wikipedia](https://en.wikipedia.org/wiki/Onward_Homes) [source: Onward Living](https://www.onward-living.co.uk/) |
| **The Guinness Partnership** (Guinness Homes) | GM-wide + national | Large national RP active across 155 LAs. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |
| **Jigsaw Homes** | GM-wide + East Midlands | ~34,000 homes (ex-New Charter + Adactus). [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |
| **Irwell Valley Homes** | GM-wide | ~16,000 customers across GM; SO across the country. [source: Development – Irwell Valley Homes](https://www.irwellvalley.co.uk/about-us/our-purpose/development/) |
| **MSV (Mosscare St Vincent's)** | GM-wide (Bolton, Stockport, Rochdale, Bury, Tameside +) | Affordable + SO homes/flats for sale or rent. [source: Find an MSV Home](https://www.msvhousing.co.uk/msv-homes/find-an-msv-home/) |
| **ForHousing** | Salford-anchored, GM-wide | Salford-rooted RP with GM development pipeline. [source: Homes and developments – ForHousing](https://www.forhousing.co.uk/homes-and-developments/) |
| **Sage Homes** | GM-wide + national | Major for-profit affordable provider, S106 buyer of SO. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |
| **Riverside** | GM-wide + national | ~52,000 social/SO homes nationwide. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |
| **One Manchester** | Manchester city (esp. central/east/south) | Borough-anchored; SO from 10% initial share, +1% staircasing. [source: Shared Ownership – One Manchester](https://www.onemanchester.co.uk/find-a-home/shared-ownership) |
| **Southway Housing Trust** | South Manchester | Borough-anchored (Project 500 partner). [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |
| **Wythenshawe Community Housing Group** (Garden City Homes) | Wythenshawe / S Manchester | Garden City Homes is WCHG's new-homes sales brand for SO/affordable sale/market rent. [source: Building new homes – WCHG](https://www.wchg.org.uk/your-community/new-homes/) |
| **Anchor / Your Housing** | GM-wide (Anchor = older people) | GM-wide presence; Anchor specialises in retirement housing. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) |

> **"Project 500"** is a notable GM partnership of seven RPs — One Manchester, MSV, Guinness, Jigsaw, Great Places, Southway, Irwell Valley — delivering affordable homes collaboratively across the city-region. [source: Onward/Project 500 partner list – GMHP](https://gmhousing.co.uk/partnerships/providers/)

### 4. Region-wide listing portals & how to register

- **Share to Buy** — the national SO marketplace, with GM and per-borough landing pages. Register once, set alerts, then apply **direct to the RP** for individual homes. [source: Shared Ownership Greater Manchester – Share to Buy](https://www.sharetobuy.com/locations/greater-manchester/) [source: Shared Ownership Manchester – Share to Buy](https://www.sharetobuy.com/locations/manchester/)
- **Plumlife** — first portal to monitor for Great Places stock + SO **resales** (Plumlife Move). Search: <https://www.plumlife.co.uk/shared-ownership/>. Sales line **0161 447 5050**. [source: Shared Ownership Properties – Plumlife](https://www.plumlife.co.uk/shared-ownership/)
- **Rightmove / Zoopla** — use the "Shared ownership" filter scoped per borough, e.g. Manchester `rightmove.co.uk/property-for-sale/Manchester/shared-ownership.html`, Salford `rightmove.co.uk/property-for-sale/Salford-district-of-61423/shared-ownership.html`, GM-wide `rightmove.co.uk/property-for-sale/Greater-Manchester/shared-ownership.html`. [source: Shared ownership properties for sale in Greater Manchester – Rightmove](https://www.rightmove.co.uk/property-for-sale/Greater-Manchester/shared-ownership.html) [source: Shared ownership properties for sale in Salford – Rightmove](https://www.rightmove.co.uk/property-for-sale/Salford-district-of-61423/shared-ownership.html)
- **L&Q Homes** GM region page: <https://lqhomes.com/regions/greater-manchester/>; **One Manchester** find-a-home: <https://www.onemanchester.co.uk/find-a-home/shared-ownership>. [source: New Homes in Greater Manchester – L&Q](https://lqhomes.com/regions/greater-manchester/) [source: Shared Ownership – One Manchester](https://www.onemanchester.co.uk/find-a-home/shared-ownership)
- **Help to Buy NW history:** the regional Help to Buy Agent (run via Plumlife) **closed 2023** — no central registration step now; apply direct. [source: About Plumlife Homes – Plumlife](https://www.plumlife.co.uk/about-us/)

### 5. GM borough average house-price overview (size your share)

*ONS / Land Registry HPI, average house price for the named local authority, **February 2026 provisional** unless flagged. Volatile: GM-wide average reportedly **fell ~3.8% YoY** to ≈£277k as of mid-March 2026 per onthemarket aggregation — treat all figures as a moving snapshot.*

| GM borough | Avg house price | As of | Source |
|---|---|---|---|
| **Manchester (city)** | **£251,000** (+3.9% YoY) | Feb 2026 (prov.) | [ONS Housing prices – Manchester](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000003/) |
| **Salford** | **£224,000** (+1.8% YoY) | Feb 2026 (prov.) | [ONS Housing prices – Salford](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000006/) |
| **Trafford** *(see `06-trafford-sale-local.md`)* | (covered separately) | — | cross-ref |
| **Bury** | ≈ £251,331 | early 2026 | [average house price search aggregation – plumplot/varbes](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Bolton** | ≈ £210,552 | early 2026 | [average house price search aggregation](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Tameside** | ≈ £216,293 | early 2026 | [average house price search aggregation](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Rochdale** | ≈ £206,131 | early 2026 | [average house price search aggregation](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Oldham** | ≈ £204,724 | early 2026 | [average house price search aggregation](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Wigan** | ≈ £196,674 | early 2026 | [average house price search aggregation](https://www.varbes.com/housing-market/manchester-housing-market) |
| **Greater Manchester (overall)** | ≈ £277,000 (−3.8% YoY) | ~15 Mar 2026 | [Sold House Prices in Greater Manchester – OnTheMarket](https://www.onthemarket.com/uk-house-prices/greater-manchester/) |

> ⚠️ **Volatility flag:** Manchester/Salford are the firm ONS LA figures (Feb 2026). The Bolton/Bury/Oldham/Rochdale/Tameside/Wigan rows are aggregator early-2026 figures pending the precise ONS LA print — re-pull the per-borough ONS page (`ons.gov.uk/visualisations/housingpriceslocal/<LA code>/`) before relying on them. SO initial-share cost ≈ (avg price × share %); e.g. a 25% share of a £224k Salford flat ≈ £56k, but real SO homes are priced per scheme (see borough sections).

---

## Manchester (city)

### Providers active here
**L&Q** (city-centre flagship), **One Manchester** (central/east/south), **Plumlife/Great Places**, **Wythenshawe Community Housing Group / Garden City Homes** (Wythenshawe, S Manchester), **Southway Housing Trust** (S Manchester), plus Guinness, Jigsaw, Irwell Valley, MSV, Sage on S106 sites. [source: Member Archive – GMHP](https://gmhousing.co.uk/partnerships/providers/) [source: Shared Ownership – One Manchester](https://www.onemanchester.co.uk/find-a-home/shared-ownership)

### Council policy / local-connection / S106
- Manchester City Council's affordable-housing policy requires **30% affordable** on developments of **10+ homes**: **21% social rent + 3% Manchester Living Rent (within LHA) + 6% low-cost home ownership** (which includes Shared Ownership). S106 agreements include a **review mechanism** to limit viability loopholes. [source: Shelter Briefing Note: Manchester City Council's Affordable Housing Planning – Shelter](https://assets.ctfassets.net/6sxvmndnpn0s/6l6f7dZahcuhRVB5NENUFU/3eda63f99cf431e5b6a8b2c81bb8b4aa/Manchester_Social_Housing_Policy_Briefing.pdf) [source: Section 106 agreed on 2,400-home Renaker schemes in Manchester – Housing Today](https://www.housingtoday.co.uk/news/section-106-agreed-on-2400-home-renaker-schemes-in-manchester/5137463.article)
- Council's buyer-facing page: **"Low-cost home ownership"** — confirms SO = buy 25%–75% + rent the rest to a not-for-profit; historically signposts Plumlife. <https://www.manchester.gov.uk/info/500341/housing_help_and_advice/4912/low-cost_home_ownership>. Local-connection priority, where it applies, is set in the **scheme-specific S106** (not a blanket city rule) — ask the RP. [source: Owning a home could be cheaper than you think – Manchester City Council](https://www.manchester.gov.uk/info/500341/housing_help_and_advice/4912/low-cost_home_ownership)
- Council news / pipeline: **£86m city-region boost** incl. **£26m Wythenshawe** (423 homes); **Alpha House** approved unlocking **125 new homes** for Wythenshawe town centre. [source: Good Growth, Good News: £86m boost – Manchester City Council](https://www.manchester.gov.uk/news-stories/2026/good-growth,-good-news-86m-boost-for-affordable-housing-and-regeneration-in-manchester) [source: Alpha House approved by Manchester City Council – Manchester City Council](https://www.manchester.gov.uk/news-stories/2026/alpha-house-approved-by-manchester-city-council,-unlocking-125-new-homes-for-wythenshawe)

### Named current/recent SO developments (2026-05-16)
- **L&Q at Victoria Riverside** — Dantzic Street, **Manchester M4 4DN** (Red Bank / NOMA / Ancoats fringe), 17-storey **City View Tower**, 1- & 2-bed apartments. Pricing **2026-05-16**: 1-bed **25% share ≈ £61,875–£63,000** (FMV £247,500–£252,000); 2-bed **25% share ≈ £88,000** (FMV £352,000). "Available now"; May 2026 furniture-pack incentive (up to £5,500) + 1 yr parking. Deposits from ≈ £6,188 (1-bed). Contact **0161 968 0022**. [source: Shared Ownership in Manchester – L&Q](https://lqhomes.com/victoriariverside/) [source: L&Q at Victoria Riverside – Share to Buy](https://www.sharetobuy.com/developments/6050/) [source: City Centre Living: L&Q launch Shared Ownership homes in Manchester – Insider Media](https://www.insidermedia.com/news/north-west/city-centre-living-lq-launch-shared-ownership-homes-in-manchester)
- **Riverpark, Newton Heath (East Manchester)** — Great Places + Kellen Homes; **498 homes** (221 houses + 277 apartments) on the former Riverpark Trading Estate; **43% affordable**, with **4-in-10 of homes for social rent or shared ownership**; "minded to approve" at Manchester Planning Committee. Pre-launch — register interest via Great Places/Plumlife. [source: 498 new homes approved at Manchester Planning Committee – Euan Kellie](https://euankellie.co.uk/projects/498-new-homes-approved-at-manchester-planning-committee) [source: Riverpark to provide vital new homes for East Manchester – Great Places](https://www.greatplaces.org.uk/?news=riverpark-development-set-to-provide-vital-new-homes-for-east-manchester)
- **Islington Wharf**, Manchester city centre — 2-bed apartments marketed for SO (Latimer/Clarion). [source: Islington Wharf – Latimer](https://www.latimerhomes.com/new-build-homes/manchester/manchester-city-centre/islington-wharf) [source: Shared ownership in Manchester – Latimer](https://www.latimerhomes.com/new-build-homes/manchester/manchester-developments)
- **Dovecote House**, Laystall Street, Manchester (Plumlife) — 1- & 2-bed; **Rent-to-Buy** product, **homes expected to be released 2026** (note: Rent-to-Buy, not SO purchase — pathway to ownership). [source: New Build Homes at Salford Quays – Plumlife](https://www.plumlife.co.uk/our-locations/new-build-homes-at-salford-quays/)
- **Wythenshawe town centre regeneration** (WCHG + Muse) — Brotherton House, **Alpha House**, C2 The Birtles ≈ 400 affordable apartments/townhouses phase 1; **422 affordable homes** across Dec-2025 applications; up to **2,000 homes over 10–15 yrs**; SO sold via **Garden City Homes**. Build could start late 2026. [source: Alpha House approved – Manchester City Council](https://www.manchester.gov.uk/news-stories/2026/alpha-house-approved-by-manchester-city-council,-unlocking-125-new-homes-for-wythenshawe) [source: Building new homes – WCHG](https://www.wchg.org.uk/your-community/new-homes/)
- **Dalton Fields, Chorlton (S Manchester)** — small One Manchester SO release (≈6 new-build SO homes) reported on portals. [source: Shared Ownership – One Manchester](https://www.onemanchester.co.uk/find-a-home/shared-ownership) [source: Shared ownership properties for sale in Manchester – Rightmove](https://www.rightmove.co.uk/property-for-sale/Manchester/shared-ownership.html)

### Typical SO price/share examples (Manchester, 2026-05-16)
- City-centre 1-bed apartment: **25% share ≈ £62k–£63k**, FMV ≈ £250k (Victoria Riverside benchmark). [source: Shared Ownership in Manchester – L&Q](https://lqhomes.com/victoriariverside/)
- City-centre 2-bed apartment: **25% share ≈ £88k**, FMV ≈ £352k. [source: L&Q at Victoria Riverside – Share to Buy](https://www.sharetobuy.com/developments/6050/)
- Sanity-check vs market: Manchester avg flat/maisonette ≈ **£195,000** (Feb 2026), so SO is concentrated in the newer/premium city-centre stock priced above the LA flat average. [source: ONS Housing prices – Manchester](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000003/)

### Listing URLs (Manchester)
- Rightmove: `rightmove.co.uk/property-for-sale/Manchester/shared-ownership.html`
- Zoopla: `zoopla.co.uk/for-sale/shared-ownership/manchester/`
- Share to Buy (Manchester): `sharetobuy.com/locations/manchester/`
- One Manchester: `onemanchester.co.uk/find-a-home/shared-ownership`
- L&Q GM: `lqhomes.com/regions/greater-manchester/`
[source: Shared ownership properties for sale in Manchester – Rightmove](https://www.rightmove.co.uk/property-for-sale/Manchester/shared-ownership.html) [source: Shared Ownership Manchester – Share to Buy](https://www.sharetobuy.com/locations/manchester/)

---

## Salford

### Providers active here
**Plumlife / Great Places** (lead — Worrall Street, Charlestown), **ForHousing** (Salford-rooted RP), **Onward / Onward Living**, **Together Housing + Lovell Partnerships** (Pendleton regeneration), plus Guinness, Jigsaw, MSV, Sage on S106 sites. [source: Worrall Street, Salford, Shared Ownership – Plumlife](https://www.plumlife.co.uk/development/worrall-street-salford-shared-ownership/) [source: Homes and developments – ForHousing](https://www.forhousing.co.uk/homes-and-developments/) [source: Work underway on Pendleton regeneration – Housing Digital](https://housingdigital.co.uk/work-underway-on-pendleton-regeneration/)

### Council policy / local-connection / S106
- Salford secures affordable housing **through a Section 106 agreement** specifying timing/commuted sums; **affordable home-ownership routes (incl. SO) where public grant is provided** must include provisions to **stay affordable for future eligible households or recycle the subsidy**. Salford strategy umbrella: **"Good Homes in Good Places: Salford's Good Homes Strategy 2025–2030"**. Demand pressure is high — reportedly **~28 applicants per affordable property** in Salford. [source: Publication Local Plan, Chapter 11: Housing – Salford City Council](https://www.salford.gov.uk/planning-building-and-regeneration/planning-policies/local-planning-policy/salfords-development-plan/salford-local-plan/part-one-salford-local-plan/publication-local-plan-chapters/11-housing/) [source: Delivering affordable housing – Salford City Council](https://www.salford.gov.uk/housing/delivering-affordable-housing/) [source: Twenty eight compete over every affordable property – Derive Salford](https://www.derivesalford.co.uk/news/twenty-eight-compete-over-every-affordable-property/)
- Local-connection priority, where present, is fixed in the **scheme-specific S106** (e.g. priority to Salford residents/workers) — varies site-by-site; confirm with the selling RP. Council planning-obligations guidance: <https://www.salford.gov.uk/planning-building-and-regeneration/planning-applications/planning-obligations-and-community-infrastructure-levy/planning-obligations-faqs/>. Affordable housing contact via **salford.gov.uk/housing/delivering-affordable-housing/**. [source: Planning obligations FAQs (Section 106) – Salford City Council](https://www.salford.gov.uk/planning-building-and-regeneration/planning-applications/planning-obligations-and-community-infrastructure-levy/planning-obligations-faqs/)

### Named current/recent SO developments (2026-05-16)
- **Worrall Street, Salford — M5 4TH** (Plumlife / Great Places) — flagship Salford SO scheme on the Manchester Ship Canal bank near **Salford Quays**, ~10 min walk to Castlefield/city centre, Cornbrook tram nearby. **160 homes total, 107 for Shared Ownership** (1/2/3-bed apartments + 2/3-bed townhouses). Pricing **2026-05-16** at **25% share**: 1-bed apt **£48,750–£55,000** (FMV £195k–£220k); 2-bed apt **£65,000–£71,250** (FMV £260k–£285k); 3-bed apt **£80,750** (FMV £323k); 2-bed townhouse **£80,000** (FMV £320k). "Move-in ready" + show homes; **Spring Open Day Sat 23 May 2026, 11am–4pm**. Contact **0161 447 5050**. [source: Worrall Street, Salford, Shared Ownership – Plumlife](https://www.plumlife.co.uk/development/worrall-street-salford-shared-ownership/) [source: Worrall Street, Salford – Plumlife](https://www.plumlife.co.uk/worrall-street-salford/)
- **Charlestown, Salford ("Riverside" Plumlife)** — **25 two- & three-bed affordable homes** in Charlestown offered under Shared Ownership, buyer purchasing **35%–75%** share + rent on the remainder. [source: Plumlife launches new affordable housing development in Charlestown – About Manchester](https://aboutmanchester.co.uk/plumlife-launches-new-affordable-housing-development-in-charlestown/) [source: Shared Ownership Properties (Charlestown) – Share to Buy](https://www.sharetobuy.com/developments/7216/)
- **Pendleton regeneration, Salford** (Lovell Partnerships + Together Housing) — **485-home** scheme approved by Salford City Council; **~140 homes for rent and shared ownership**, plus 140+ accessible/older-persons homes; work underway. Pre-/early-launch — monitor Together Housing + Share to Buy. [source: Work underway on Pendleton regeneration – Housing Digital](https://housingdigital.co.uk/work-underway-on-pendleton-regeneration/) [source: Plans for 458-home scheme approved in Salford – Inside Housing](https://www.insidehousing.co.uk/news/plans-for-458-home-scheme-approved-in-salford-84844)
- **Salford Quays / MediaCityUK** — Plumlife's Salford Quays location page hubs Worrall Street (SO) + Worrall Street Rent-to-Buy ("over 90% reserved") + Dovecote House (Rent-to-Buy, 2026 release). Salford Quays = former Manchester Docks now MediaCityUK; SO purchase stock here is currently routed via Worrall Street. [source: New Build Homes at Salford Quays – Plumlife](https://www.plumlife.co.uk/our-locations/new-build-homes-at-salford-quays/)

### Typical SO price/share examples (Salford, 2026-05-16)
- 1-bed apartment (Worrall St): **25% share from ≈ £48,750**, FMV ≈ £195,000.
- 2-bed apartment: **25% share ≈ £65,000–£71,250**, FMV ≈ £260k–£285k.
- 2-bed townhouse: **25% share ≈ £80,000**, FMV ≈ £320,000.
- Sanity-check vs market: Salford avg flat/maisonette ≈ **£155,000**, terraced ≈ **£219,000** (Feb 2026) — SO new-build apartments price above the LA flat average (newer/premium stock). [source: ONS Housing prices – Salford](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000006/) [source: Worrall Street, Salford, Shared Ownership – Plumlife](https://www.plumlife.co.uk/development/worrall-street-salford-shared-ownership/)

### Listing URLs (Salford)
- Rightmove: `rightmove.co.uk/property-for-sale/Salford-district-of-61423/shared-ownership.html`
- Zoopla: `zoopla.co.uk/for-sale/shared-ownership/salford/`
- Plumlife: `plumlife.co.uk/shared-ownership/` and `plumlife.co.uk/our-locations/new-build-homes-at-salford-quays/`
- Share to Buy (GM): `sharetobuy.com/locations/greater-manchester/`
[source: Shared ownership properties for sale in Salford – Rightmove](https://www.rightmove.co.uk/property-for-sale/Salford-district-of-61423/shared-ownership.html) [source: New Build Homes at Salford Quays – Plumlife](https://www.plumlife.co.uk/our-locations/new-build-homes-at-salford-quays/)

---

## Caveats & gaps

- GMCA's own pages (`greatermanchester-ca.gov.uk`) and `aboutmanchester.co.uk` returned HTTP 403 to direct fetch; figures above are corroborated from search snippets + GOV.UK SAHP guidance + council/news sources. Re-verify exact GMCA wording when the site is reachable.
- Per-borough prices for Bolton/Bury/Oldham/Rochdale/Tameside/Wigan are aggregator early-2026 numbers (not the precise ONS LA Feb-2026 print) — flagged in the table; pull `ons.gov.uk/visualisations/housingpriceslocal/<LA code>/` for the firm figure.
- All scheme prices/share examples are **2026-05-16 snapshots**; SO availability rotates weekly and the GM market was reportedly down ~3.8% YoY — re-verify before acting.

---

# Stockport · Tameside · Oldham · Rochdale


> UK Shared Ownership (SO) personal-buying knowledge base — Greater Manchester expansion.
> Scope: **Stockport, Tameside, Oldham, Rochdale only** (Trafford/Manchester/Salford covered by other agents).
> All prices/listings dated **2026-05-16** and **flagged volatile** — SO availability changes weekly; verify on provider/portal before relying.

---

## TL;DR

- **Stockport** (avg house price ≈ **£312,000**, Feb 2026, the priciest of the four) — SO led by **Viaduct Housing Partnership** (Stockport Homes / Stockport Council JV) and **Plumlife** (Great Places). ~15 SO listings live on Rightmove (2026-05-16); apartments from ~£112k for a share, semis up to ~£273k for 70%.
- **Tameside** (avg ≈ **£212,000**, Feb 2026) — heritage stock holder is **Jigsaw Homes Tameside** (ex-New Charter), SO sold via **Snugg Homes** (Jigsaw's sale brand). **FCHO/Fabric Living** also delivers SO in Stalybridge (Grassmoor, Ridge Hill). Thinner SO pipeline than the others.
- **Oldham** (avg ≈ **£211,000**, Feb 2026) — strongest SO pipeline of the four via **Plumlife/Great Places** (Haven View, Tawny View, Old Brook View, Cotton Green West, Hartshead View) plus **FCHO/Fabric Living**. ~12 SO Rightmove listings (2026-05-16).
- **Rochdale** (avg ≈ **£207,000**, Feb 2026, the cheapest) — **Rochdale Boroughwide Housing (RBH)** (tenant/employee co-owned mutual) is the dominant local provider; **Plumlife** active (Ashworth Walk, Greenbooth Rd); **Regenda** and **Onward** also operate in the borough. ~15 SO Rightmove listings.
- Across all four, SO supply is dominated by **Great Places/Plumlife** and council-linked/heritage RPs; **Section 106 local-connection cascades** apply on most council-enabled sites — check the specific scheme's eligibility/cascade with the marketing RP, as council pages are thin and defer to the RP.

---

## Combined provider table

| Provider | Stockport | Tameside | Oldham | Rochdale | Notes |
|---|---|---|---|---|---|
| **Viaduct Housing Partnership** (Stockport Homes Group + Stockport Council JV) | ✅ Primary | — | — | — | Borough's flagship SO vehicle; multiple live apartment schemes [source: Viaduct Housing — Our developments](https://www.viaducthousing.com/shared-ownership/our-developments/) |
| **Stockport Homes Group** | ✅ (via Viaduct) | — | — | — | Council ALMO; SO delivered through Viaduct [source: Stockport Council — Affordable housing](https://www.stockport.gov.uk/affordable-housing) |
| **Plumlife** (Great Places Housing Group sales brand) | ✅ | ~ | ✅ Primary | ✅ | Largest cross-borough SO operator here [source: Plumlife — New housing developments Oldham](https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/) |
| **Jigsaw Homes Tameside** (ex-New Charter Homes) | — | ✅ Primary (heritage stock) | ~ | ~ | ~16,500 homes in Tameside; SO sold via Snugg Homes [source: Jigsaw — About Jigsaw Homes Tameside](https://www.jigsawhomes.org.uk/information-article/about-new-charter-homes/) |
| **Snugg Homes** (Jigsaw Homes Group sale brand) | ~ | ✅ | ~ | ~ | SO/Help to Buy/market-sale arm of Jigsaw [source: Jigsaw — Buying a home](https://www.jigsawhomes.org.uk/information-article/buying-a-home/) |
| **First Choice Homes Oldham (FCHO)** / **Fabric Living** (FCHO sales brand) | — | ✅ (Stalybridge) | ✅ | ✅ (build prog.) | 1,100-home programme 2020–2026 across Oldham/Rochdale/Tameside/Calderdale/Kirklees [source: theoldhamtimes — Green View](https://www.theoldhamtimes.co.uk/news/25454975.shared-ownership-homes-released-sale-7-1m-site/) |
| **Rochdale Boroughwide Housing (RBH)** | — | — | — | ✅ Primary | UK's first tenant + employee co-owned mutual; 496-unit programme 2021–2026 incl. SO [source: RBH — Shared Ownership](https://www.rbh.org.uk/find-a-home/buying-a-home/shared-ownership/) |
| **Regenda Homes** | ~ | ~ | ~ | ✅ | New developments incl. SO across Greater Manchester [source: Regenda — Greater Manchester](https://www.regenda.org.uk/greater-manchester) |
| **Onward Homes** | ~ | ~ | ~ | ✅ (borough-area) | SO + affordable rent (e.g. Whitefield, Bury edge) [source: Roch Valley Radio — New homes Whitefield](https://www.rochvalleyradio.com/news/local-news/new-homes-under-way-in-whitefield/) |
| **Lifeinplace** (OPSO — Older Persons SO) | ✅ (Verdon Roe Ave) | ~ | ~ | ~ | Older-persons SO product [source: Share to Buy — Shared Ownership Stockport](https://www.sharetobuy.com/shared-ownership-stockport/) |

Legend: ✅ confirmed SO stock/activity in borough · ~ operates regionally / likely but not borough-confirmed in this pass · — no SO evidence found.

---

## Combined price table (all figures 2026-05-16 — VOLATILE, verify before use)

| Borough | Development / location | Type | Full market value | Share | Share price | Provider |
|---|---|---|---|---|---|---|
| Stockport | Augusta Avenue, Heaton Mersey | Semi-detached | ~£390,000 (implied) | 70% | £273,000 | Plumlife Move |
| Stockport | Buxton Road, Stockport | Apartment | £190,000 (implied) | 75% | £142,500 | Viaduct Housing |
| Stockport | Lea Road, Heaton Moor | Apartment | n/a | (part) | £140,000 | Viaduct Housing |
| Stockport | Ash Close, Stockport | Flat | £160,000 (implied) | 75% | £120,000 | Plumlife Move |
| Stockport | Caledonian Gardens, Hazel Grove | Apartment | n/a | (part) | £112,600 | Viaduct Housing |
| Stockport | Trinity Gardens, Davenport | Mews | n/a | (part) | £171,500 (guide) | Edward Mellor Ltd |
| Tameside | Grassmoor, Stalybridge (2022 build, indicative) | 4-bed house | n/a | varies | n/a (contact Fabric Living) | FCHO / Fabric Living |
| Oldham | Haven View, Haven Lane, Moorside (The Granville, 4-bed det.) | Detached | ~£475,000 | 75% / 50% / 25% | £356,250 / £237,500 / £118,750 | Plumlife |
| Oldham | Haven View (The Abercorn, 4-bed det.) | Detached | ~£420,000 | 75% / 50% | £315,000 / £210,000 | Plumlife |
| Oldham | Water Mill Avenue, Foxdenton | Semi (3-bed) | ~£300,000 | 35% | £105,000 | Plumlife Move |
| Oldham | Green View, Middleton (Oldham-border, FCHO) | 3-bed house | ~£285,000 (implied) | 40% | £114,000 | FCHO / Fabric Living |
| Rochdale | Ashworth Walk, Greenbooth Rd OL11 5TT (The Holly, 3-bed semi) | Semi | £330,000 | 75% | £247,500 | Plumlife |
| Rochdale | Ashworth Walk (The Yew, 2-bed terrace) | Terrace | £250,000 | 75% | £187,500 | Plumlife |
| Rochdale | Ashworth Walk (The Willow, 4-bed terrace) | Terrace | £365,000 | 50% | £182,500 | Plumlife |

> Implied full values are back-calculated from share price ÷ share %; treat as approximate. "n/a" = portal listing did not expose the full value/share split on 2026-05-16.

Source for listing rows: [Rightmove SO Stockport](https://www.rightmove.co.uk/property-for-sale/Stockport/shared-ownership.html), [Rightmove SO Oldham](https://www.rightmove.co.uk/property-for-sale/Oldham/shared-ownership.html), [Rightmove SO Rochdale](https://www.rightmove.co.uk/property-for-sale/Rochdale/shared-ownership.html), [theoldhamtimes — Green View](https://www.theoldhamtimes.co.uk/news/25454975.shared-ownership-homes-released-sale-7-1m-site/).

---

## Stockport

### Providers delivering SO
- **Viaduct Housing Partnership** — the borough's flagship SO vehicle, a partnership between **Stockport Homes Group** and **Stockport Council**, "committed to providing a wide range of high quality, affordable homes across all tenures in Stockport" [source: Viaduct Housing](https://www.viaducthousing.com/). It markets SO across multiple new developments; a notable phase was **28 SO apartments** released to reserve [source: Stockport Council — Affordable housing](https://www.stockport.gov.uk/affordable-housing).
- **Plumlife** (Great Places Housing Group's sales brand) — active resale/new SO across Stockport (Heaton Mersey, Stockport central).
- **Lifeinplace** — Older Persons Shared Ownership (OPSO), e.g. **Verdon Roe Avenue, SK7 1AN** (2-bed, "coming soon", multiple units) [source: Share to Buy — Shared Ownership Stockport](https://www.sharetobuy.com/shared-ownership-stockport/).
- **Stockport Homes Group** (council ALMO) — directs SO buyers to Stockport Homes / Viaduct; council page defers to the RP [source: Stockport Council — Affordable housing](https://www.stockport.gov.uk/affordable-housing).

### Named current/recent SO schemes (2026-05-16 — VOLATILE)
- **Viaduct Housing** active listings include **Buxton Road** (apartment, 75% share £142,500), **Lea Road, Heaton Moor** (apartment, £140,000), **Caledonian Gardens, Hazel Grove** (apartment, £112,600) [source: Rightmove SO Stockport](https://www.rightmove.co.uk/property-for-sale/Stockport/shared-ownership.html).
- **Plumlife Move** resales: **Augusta Avenue, Heaton Mersey** (semi, 70% £273,000), **Ash Close** (flat, 75% £120,000) [source: Rightmove SO Stockport](https://www.rightmove.co.uk/property-for-sale/Stockport/shared-ownership.html).
- **Verdon Roe Avenue, SK7 1AN** — Lifeinplace OPSO, 2-bed, "coming soon" [source: Share to Buy — Shared Ownership Stockport](https://www.sharetobuy.com/shared-ownership-stockport/).
- ~**15 SO listings** total live on Rightmove for Stockport on 2026-05-16 [source: Rightmove SO Stockport](https://www.rightmove.co.uk/property-for-sale/Stockport/shared-ownership.html).

### Typical prices / share examples
- Apartment/flat: full value ≈ £160,000–£190,000; **75% share ≈ £120,000–£142,500**; smaller shares from ~£112,600.
- Semi-detached: e.g. **70% share ≈ £273,000** (Heaton Mersey).
- Stockport SO sits noticeably above the other three boroughs, tracking its higher average house price.

### Average house price (share-sizing)
- **£312,000**, February 2026 (provisional), up 5.1% YoY [source: ONS — Housing prices Stockport (E08000007)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000007/).

### Listing/search URLs
- Rightmove SO: https://www.rightmove.co.uk/property-for-sale/Stockport/shared-ownership.html
- Rightmove SO (District): https://www.rightmove.co.uk/property-for-sale/Stockport-District-of-94262/shared-ownership.html
- Share to Buy: https://www.sharetobuy.com/shared-ownership-stockport/
- Viaduct Housing developments: https://www.viaducthousing.com/shared-ownership/our-developments/

### Local-connection / S106 & council contact
- Stockport Council's affordable-housing page is thin and **defers to Stockport Homes / Viaduct** for SO eligibility, local-connection and allocations; review the Stockport Homes allocations policy ("who is eligible to apply and what size and type of property") [source: Stockport Council — Affordable housing](https://www.stockport.gov.uk/affordable-housing).
- Council page: https://www.stockport.gov.uk/affordable-housing · Stockport Homes home-ownership: https://www.stockporthomes.org/my-home/home-ownership/
- **S106 cascade:** council-enabled sites typically carry a Section 106 local-connection priority cascade (Stockport residents/workers first, then wider Greater Manchester). Confirm the specific cascade per scheme directly with Viaduct/Plumlife sales — not published centrally.

---

## Tameside

### Providers delivering SO
- **Jigsaw Homes Tameside** (formerly **New Charter Homes**, formed 2000 as the stock-transfer landlord from Tameside Council) — owns/manages ~**16,500 homes** in Tameside; the dominant local RP [source: Jigsaw — About Jigsaw Homes Tameside](https://www.jigsawhomes.org.uk/information-article/about-new-charter-homes/).
- **Snugg Homes** — Jigsaw Homes Group's home-ownership sales brand offering **Shared Ownership, Help to Buy and Market Sale**, based in Greater Manchester [source: Jigsaw — Buying a home](https://www.jigsawhomes.org.uk/information-article/buying-a-home/).
- **First Choice Homes Oldham (FCHO)** / **Fabric Living** — delivers SO in Stalybridge (see schemes); FCHO's 1,100-home 2020–2026 programme explicitly spans Tameside [source: FCHO — New SO homes in Stalybridge](https://www.fcho.co.uk/news/new-shared-ownership-homes-in-stalybridge-help-locals-onto-the-property-ladder/).

### Named current/recent SO schemes (2026-05-16 — VOLATILE)
- **Grassmoor, Stalybridge** — FCHO/Fabric Living: 8 four-bedroom energy-efficient SO houses; £2.4m scheme, build completed autumn 2022, 405+ enquiries [source: FCHO — Improving lives with new SO homes in Stalybridge](https://www.fcho.co.uk/news/improving-lives-with-new-shared-ownership-homes-in-stalybridge/).
- **Ridge Hill, Stalybridge** — FCHO/Fabric Living SO scheme referenced alongside Grassmoor [source: FCHO — New SO homes in Stalybridge](https://www.fcho.co.uk/news/new-shared-ownership-homes-in-stalybridge-help-locals-onto-the-property-ladder/).
- **Cavendish House, Cavendish Street, Ashton-under-Lyne** — Jigsaw: 9 one-bed apartments, opened **February 2026** (primarily affordable; check SO availability with Snugg) [source: Jigsaw — MP officially opens affordable housing scheme in Tameside](https://www.jigsawhomes.org.uk/news/development/mp-officially-opens-affordable-housing-scheme-in-tameside/).
- **35 new affordable apartments** in Tameside under construction (Jigsaw, stone-setting milestone) — tenure mix incl. potential SO; confirm with Snugg [source: Jigsaw — Development archives (Tameside)](https://tameside.jigsawhomes.org.uk/news-categories/development/).

> SO pipeline in Tameside is **thinner / harder to confirm** than the other three boroughs — Jigsaw's recent Tameside output skews to affordable rent and supported housing; SO is routed through Snugg Homes nationally rather than borough-listed.

### Typical prices / share examples
- Specific live Tameside SO share prices were **not exposed** on the portal pass (2026-05-16) — Rightmove keyword search returns mixed open-market stock. Indicative reference: FCHO Stalybridge SO 4-bed houses (contact Fabric Living for current £). Given Tameside avg ≈ £212k, expect 1-bed/2-bed SO share prices materially below Stockport.

### Average house price (share-sizing)
- **£212,000**, February 2026 (provisional), up 3.4% YoY [source: ONS — Housing prices Tameside (E08000008)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000008/).

### Listing/search URLs
- Rightmove SO (Tameside keyword): https://www.rightmove.co.uk/property-for-sale/Tameside.html?keywords=shared%20ownership
- Snugg Homes: https://www.snugghomes.co.uk/
- Jigsaw find-a-home: https://www.jigsawhomes.org.uk/find-a-home/
- Fabric Living (FCHO): https://www.fcho.co.uk/looking-for-a-home/our-developments/new-developments/

### Local-connection / S106 & council contact
- Tameside SO is delivered by stock-transfer/heritage RP Jigsaw Homes Tameside; **S106 local-connection cascades** on council-enabled sites prioritise Tameside connection — confirm per scheme with Snugg Homes / FCHO sales.
- Tameside Council housing: https://www.tameside.gov.uk/housing (council defers SO eligibility/cascade to delivering RPs).

---

## Oldham

### Providers delivering SO
- **Plumlife** (Great Places Housing Group) — the **primary SO developer** in Oldham with the strongest live/forthcoming pipeline [source: Plumlife — New housing developments Oldham](https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/).
- **First Choice Homes Oldham (FCHO)** / **Fabric Living** — Oldham's council-stock-transfer RP; signed a **£15.7m deal with Vistry Group** and is building 1,100 energy-efficient homes 2020–2026 (Oldham/Rochdale/Tameside/Calderdale/Kirklees); SO marketed via **Fabric Living** [source: Oldham Chronicle — FCHO £15.7m Vistry deal](https://www.oldham-chronicle.co.uk/news-features/139/main-news/160043/first-choice-homes-oldham-fcho-has-signed-a-%C2%A3157-million-deal-with-vistry-group); [source: theoldhamtimes — Green View](https://www.theoldhamtimes.co.uk/news/25454975.shared-ownership-homes-released-sale-7-1m-site/).

### Named current/recent SO schemes (2026-05-16 — VOLATILE)
- **Haven View**, Haven Lane, Moorside, OL4 2BF — Plumlife: 4-bed detached (The Granville, The Abercorn), **SO homes available now** [source: Plumlife — New housing developments Oldham](https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/); [source: Rightmove SO Oldham](https://www.rightmove.co.uk/property-for-sale/Oldham/shared-ownership.html).
- **Tawny View**, Foxdenton, OL9 9GR — Plumlife: 3-bed homes, **launch Summer 2026**, register interest [source: Plumlife — New housing developments Oldham](https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/).
- **Old Brook View**, Beal Lane, Shaw, OL2 8HB — Plumlife: 2 & 3-bed, **launch Spring 2026**, register interest [source: Plumlife — New housing developments Oldham](https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/).
- **Cotton Green West**, Derker — Plumlife: 21 × 2-bed SO homes, **launch Summer 2026** [source: Plumlife — Cotton Green West, Derker](https://www.plumlife.co.uk/development/cotton-green-west-derker/).
- **Hartshead View**, Oldham — Plumlife: 2/3/4-bed (six house types), **now fully reserved** [source: Plumlife — Hartshead View, Oldham](https://www.plumlife.co.uk/development/hartshead-view-oldham/) (sales line 0161 447 5050 for price list PDF).
- **Elm Rise, Shaw** & **Cotton Green West** — additional Plumlife Oldham-area schemes [source: Plumlife — Elm Rise, Shaw](https://www.plumlife.co.uk/development/elm-rise-development-shaw/).
- **Green View**, Mossylea Close, Middleton (Oldham border) — FCHO/Fabric Living: 8 SO + 21 affordable rent; **40% share of a 3-bed = £114,000**, shares 25–75%, solar PV, A-rated EPC; FCHO delivery by year end [source: theoldhamtimes — Green View](https://www.theoldhamtimes.co.uk/news/25454975.shared-ownership-homes-released-sale-7-1m-site/).
- **Rosary Road** (Oldham) — FCHO: 101 homes (social rent / rent-to-buy / SO), completion end 2027 [source: theoldhamtimes — New affordable homes Oldham completed](https://www.theoldhamtimes.co.uk/news/24362768.development-new-affordable-homes-oldham-completed/).
- ~**12 SO listings** live on Rightmove for Oldham, 2026-05-16 [source: Rightmove SO Oldham](https://www.rightmove.co.uk/property-for-sale/Oldham/shared-ownership.html).

### Typical prices / share examples
- 4-bed detached (Haven View, ~£475,000 full): **25% ≈ £118,750 · 50% ≈ £237,500 · 75% ≈ £356,250**.
- 4-bed detached (Abercorn, ~£420,000 full): **50% ≈ £210,000 · 75% ≈ £315,000**.
- 3-bed semi (Foxdenton, ~£300,000 full): **35% ≈ £105,000**.
- 3-bed FCHO Green View (~£285,000 implied): **40% ≈ £114,000**.

### Average house price (share-sizing)
- **≈ £211,000**, early 2026 (ONS local series) [source: ONS — Housing prices local (Oldham)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000004/). Cross-check: [Plumplot — Oldham house prices 2/2026](https://www.plumplot.co.uk/Oldham-house-prices.html).

### Listing/search URLs
- Rightmove SO: https://www.rightmove.co.uk/property-for-sale/Oldham/shared-ownership.html
- Plumlife Oldham hub: https://www.plumlife.co.uk/our-locations/new-housing-developments-oldham/
- FCHO/Fabric Living developments: https://www.fcho.co.uk/looking-for-a-home/our-developments/new-developments/

### Local-connection / S106 & council contact
- FCHO (Oldham's stock-transfer RP) and Plumlife operate SO on S106-enabled sites with **Oldham local-connection cascades** (Oldham residents/workers prioritised, widening to Greater Manchester) — confirm the exact cascade per scheme with Plumlife/Fabric Living sales.
- Oldham Council housing: https://www.oldham.gov.uk/housing (council defers SO eligibility to delivering RPs).

---

## Rochdale

### Providers delivering SO
- **Rochdale Boroughwide Housing (RBH)** — the **UK's first tenant- and employee-co-owned mutual housing society** and the dominant local RP; planned **496 housing units 2021–2026** split across social/affordable rent, supported, **shared ownership** and rent-to-buy [source: RBH — Shared Ownership](https://www.rbh.org.uk/find-a-home/buying-a-home/shared-ownership/); [source: RBH — Wikipedia](https://en.wikipedia.org/wiki/Rochdale_Boroughwide_Housing).
- **Plumlife** (Great Places) — active SO in the borough (e.g. Ashworth Walk, Greenbooth Road OL11) [source: Rightmove SO Rochdale](https://www.rightmove.co.uk/property-for-sale/Rochdale/shared-ownership.html).
- **Regenda Homes** — new developments for social/affordable rent, **SO** and outright sale across Greater Manchester incl. Rochdale [source: Regenda — Greater Manchester](https://www.regenda.org.uk/greater-manchester).
- **Onward Homes** — SO + affordable rent in the borough area (e.g. 30-home Whitefield scheme, 16 SO / 14 affordable rent, on the Bury/Rochdale fringe) [source: Roch Valley Radio — New homes under way in Whitefield](https://www.rochvalleyradio.com/news/local-news/new-homes-under-way-in-whitefield/).
- **FCHO/Fabric Living** — 1,100-home 2020–2026 programme also covers Rochdale [source: theoldhamtimes — Green View](https://www.theoldhamtimes.co.uk/news/25454975.shared-ownership-homes-released-sale-7-1m-site/).

### Named current/recent SO schemes (2026-05-16 — VOLATILE)
- **Ashworth Walk**, Greenbooth Road, OL11 5TT — Plumlife: multiple house types/shares —
  - The Holly, 3-bed semi, full £330,000: **75% = £247,500**
  - The Yew, 2-bed terrace, full £250,000: **75% = £187,500**
  - The Willow, 4-bed terrace: **50% = £273,750** (full £547,500) or **50% = £182,500** (full £365,000)
  [source: Rightmove SO Rochdale](https://www.rightmove.co.uk/property-for-sale/Rochdale/shared-ownership.html).
- **RBH SO developments** — see RBH's developments list; SO part of the 496-unit programme [source: RBH — Find a home / our developments](https://www.rbh.org.uk/find-a-home/our-developments/).
- ~**15 SO listings** live on Rightmove for Rochdale, 2026-05-16 [source: Rightmove SO Rochdale](https://www.rightmove.co.uk/property-for-sale/Rochdale/shared-ownership.html).

### Typical prices / share examples
- 2-bed terrace: full ≈ £250,000; **75% ≈ £187,500**.
- 3-bed semi: full ≈ £330,000; **75% ≈ £247,500**.
- 4-bed terrace: full ≈ £365,000; **50% ≈ £182,500** (lower-value plots) up to full £547,500.
- Rochdale has the **lowest average price** of the four, but Plumlife's Ashworth Walk plots are larger family houses, so headline share prices are not the cheapest — smaller RBH SO flats would price lower (verify on RBH site).

### Average house price (share-sizing)
- **£207,000**, February 2026 (provisional), up 4.8% YoY [source: ONS — Housing prices Rochdale (E08000005)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000005/).

### Listing/search URLs
- Rightmove SO: https://www.rightmove.co.uk/property-for-sale/Rochdale/shared-ownership.html
- RBH Shared Ownership: https://www.rbh.org.uk/find-a-home/buying-a-home/shared-ownership/
- RBH developments: https://www.rbh.org.uk/find-a-home/our-developments/
- Regenda new developments: https://www.regenda.org.uk/new-developments

### Local-connection / S106 & council contact
- RBH (the borough's mutual stock-transfer RP) and Plumlife/Regenda operate SO on S106-enabled sites with **Rochdale local-connection cascades** — confirm per scheme with the marketing RP.
- Rochdale Council housing: https://www.rochdale.gov.uk/rbh (council page routes housing to RBH; SO eligibility/cascade handled by the delivering RP).

---

## Methodology & caveats
- Prices and listing counts captured **2026-05-16** from Rightmove SO filters, Share to Buy, and provider sites — **highly volatile**: SO units sell/release weekly; always re-check before relying.
- "Implied full value" = share price ÷ share % (rounding applied) where the portal did not display the full market value.
- Council affordable-home-ownership pages for all four boroughs are thin and **defer SO eligibility/local-connection/S106 cascade detail to the delivering RP** — the RP sales team is the authoritative source per scheme.
- The FCHO Stalybridge press page returned a malformed HTTP response on direct fetch (2026-05-16); details corroborated via search snippets and the sister "Improving lives" article.

---

# Bury · Bolton · Wigan


> Shared Ownership (SO) — the UK government-backed part-buy/part-rent affordable-housing leasehold scheme — across three Greater Manchester boroughs.
> All prices/listings dated **2026-05-16** and are **VOLATILE** (SO plots reserve in days–weeks; provider pages refresh continuously). Verify against live provider/portal pages before relying on any figure.
> British English. GBP £. Compiled 2026-05-16.

## TL;DR

- **Bury** — No single dominant SO arm (Six Town Housing was wound up; from 1 Feb 2024 Bury Council manages former STH stock directly and Six Town does **not** offer SO). SO is delivered by housing associations active in the borough: **Great Places/Plumlife, Guinness, Irwell Valley, Onward, Places for People, Sanctuary, Jigsaw (Snugg), Mosscare St Vincent's**. Onward + John Southworth building 30 affordable homes (16 SO) in Whitefield; Irwell Valley has a Radcliffe SO scheme. Average house price **£241,000 (Feb 2026, prov.)**. Few live SO listings on portals (~4 on Rightmove SO filter).
- **Bolton** — Dominant local SO brand is **Stonecross Homes** (the SO brand of **Bolton at Home**). Live/recent schemes: Park Grove (Cricketers Way, Westhoughton, 21 SO homes), Singleton Avenue (Horwich, 47 mixed), plus Bolton town centre and Horwich pipeline. Other providers (Your Housing Group/YHG at Danner Lane Horwich) also active. Average house price **£200,000 (Feb 2026, prov.)** — the cheapest of the three. ~22 SO listings on Rightmove SO filter (shares from 25%, share prices ~£51k–£150k).
- **Wigan** — **Plumlife (Great Places)** is the headline SO deliverer: **Willowbrook Fields** (Ince) live in 2026, **Amber Vale** (Mosley Common, Tyldesley — Wigan borough) expected Summer 2026. Wigan Council partners with a broad RP panel (Plumlife, Guinness, Jigsaw/Snugg, Riverside, Torus, Sovini, Progress, Your Housing, Anchor, L&G/Home Reach) and runs its own equity-loan/discounted schemes. Average house price **£187,000 (Feb 2026, prov.)** — lowest of the three. (Note: Plumlife's **The Skylarks**, Little Hulton, is technically **Salford** borough, not Wigan — handled by another agent — but is the Salford-edge scheme nearest Wigan/Bolton buyers.)

---

## Combined provider table (SO delivery across the three boroughs)

| Provider / RP | Bury | Bolton | Wigan | Notes |
|---|---|---|---|---|
| **Plumlife / Great Places** | ✅ (Great Places 600+ props in Bury; Plumlife Move resale listings e.g. Meadow Heights) | ✅ (Great Places affordable homes; Bolton Council partner) | ✅ **headline** — Willowbrook Fields (live), Amber Vale (Summer 2026) | Plumlife is Great Places' SO brand; 25%+ shares typical [source: Plumlife Wigan](https://www.plumlife.co.uk/our-locations/new-build-homes-wigan/) |
| **Bolton at Home / Stonecross Homes** | ✅ (15 1-bed flats Radcliffe; SO via group) | ✅ **headline** — Stonecross is the local SO brand | ✅ (listed on Wigan RP panel) | Stonecross = Bolton at Home's SO brand [source: Bolton at Home SO](https://www.boltonathome.org.uk/shared-ownership/) |
| **The Guinness Partnership** | ✅ (200+ props Bury/Radcliffe/Whitefield; SO) | — | ✅ (Wigan RP panel) | [source: Bury housing associations](https://www.bury.gov.uk/housing/housing-associations) |
| **Irwell Valley Homes** | ✅ (1,000+ props; Radcliffe SO scheme off Manchester Rd) | ✅ (delivered ~100 affordable homes in Bolton) | — | [source: Irwell Valley development](https://www.irwellvalley.co.uk/about-us/our-purpose/development/) |
| **Onward** | ✅ (1,200+ props, mostly Whitefield; Whitefield 16-SO scheme w/ John Southworth) | — | — | [source: Bury housing associations](https://www.bury.gov.uk/housing/housing-associations) |
| **Places for People** | ✅ (400+ props; SO) | — | — | [source: Bury housing associations](https://www.bury.gov.uk/housing/housing-associations) |
| **Sanctuary** | ✅ (Redvales & Tottington; SO, some on Rightmove) | — | — | [source: Bury housing associations](https://www.bury.gov.uk/housing/housing-associations) |
| **Jigsaw Homes (Snugg Homes)** | ✅ (37 1-bed flats Bury; Snugg SO) | — | ✅ (Snugg Homes on Wigan RP panel) | Snugg = Jigsaw's SO brand [source: Wigan affordable providers](https://www.wigan.gov.uk/Resident/Housing/Buying/Affordable-home-providers.aspx) |
| **Mosscare St Vincent's (MSV)** | ✅ (Greenmount Manor, Springside Rd — SO 10–75% shares) | — | — | [source: Rightmove Bury SO](https://www.rightmove.co.uk/property-for-sale/Bury/shared-ownership.html) |
| **Your Housing Group** | ✅ (Bury & Radcliffe) | ✅ (YHG at Danner Lane/Lochan Drive, Horwich — SO 40% shares) | ✅ (Wigan RP panel) | [source: Plumlife Bolton listings](https://www.sharetobuy.com/locations/bolton/) |
| **Riverside / Torus / Sovini / Progress / Anchor / L&G Affordable / Home Reach** | — | — | ✅ (all on Wigan RP panel) | [source: Wigan affordable providers](https://www.wigan.gov.uk/Resident/Housing/Buying/Affordable-home-providers.aspx) |
| Barratt Homes (developer-led SO) | ✅ (Waldmers Wood, Walmersley) | — | — | New-build developer SO via S106 [source: Rightmove Bury SO](https://www.rightmove.co.uk/property-for-sale/Bury/shared-ownership.html) |

> **Six Town Housing — NOT an SO provider.** Bury Council resolved to wind down its housing subsidiary; from **1 February 2024** the Council manages all former Six Town Housing council stock directly. Six Town is therefore not a route to SO. [source: Update on Six Town Housing — Bury Council](https://www.bury.gov.uk/housing/housing-services/news/update-on-six-town-housing)

## Combined price table

All figures **2026-05-16 — VOLATILE** (provider/portal snapshots; ONS provisional & subject to revision).

| Borough | Avg house price (latest, ONS/Land Registry) | First-time-buyer avg | Example SO entry-cost (share price) | Example full market value |
|---|---|---|---|---|
| **Bury** | **£241,000** — Feb 2026 (provisional), +5.3% yr/yr [source: ONS Bury housing prices](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000002/) | £213,000 (Feb 2026 prov.) | £65,000 (2-bed, Meadow Heights, 50%, Plumlife Move resale); £125,000 (2-bed Lakeland Crescent, 50%); £135k–£210k (3-bed Greenmount Manor, MSV, 10–75%) | n/a stated on portal — implied FMV ~£130k (Meadow Heights @50%), ~£250k (Lakeland @50%) [source: Rightmove Bury SO](https://www.rightmove.co.uk/property-for-sale/Bury/shared-ownership.html) |
| **Bolton** | **£200,000** — Feb 2026 (provisional), +4.2% yr/yr [source: ONS Bolton housing prices](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000001/) | £176,000 (Feb 2026 prov.) | £25,000 (2-bed Signal Close, Horwich — share); £51,250 (2-bed Lee Hall Place, 25%); £55,000 (2-bed apt, The Picture House, 50%); £124,000 (3-bed Danner Lane, YHG, 40%); £146,000 (3-bed Lochan Dr, 40%) | Picture House 2-bed @50% ⇒ ~£110k FMV; Danner Lane 3-bed @40% ⇒ ~£310k FMV [source: Rightmove Bolton SO](https://www.rightmove.co.uk/property-for-sale/Bolton/shared-ownership.html) |
| **Wigan** | **£187,000** — Feb 2026 (provisional), similar to Feb 2025 [source: ONS Wigan housing prices](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000010/) | £169,000 (Feb 2026 prov.) | £51,250–£53,125 (2-bed The Yew, Willowbrook Fields, **25% share**) | £205,000–£212,500 (2-bed The Yew, Willowbrook Fields, full value) [source: Plumlife Willowbrook Fields](https://www.plumlife.co.uk/development/willowbrook-fields-wigan/) |

---

## Bury

### Who delivers SO

There is **no single dominant SO arm** in Bury. The Council's former ALMO, **Six Town Housing**, was wound down — from 1 February 2024 Bury Council manages all former Six Town council stock directly and Six Town is **not** an SO route [source: Update on Six Town Housing — Bury Council](https://www.bury.gov.uk/housing/housing-services/news/update-on-six-town-housing). SO in Bury is delivered by housing associations active in the borough. Per Bury Council's housing-associations register, the RPs that **offer shared ownership** are: **Great Places, The Guinness Partnership, Irwell Valley, Jigsaw Homes (Snugg), Mosscare St Vincent's (Snugbug/Snugg), Onward, Places for People, Sanctuary** (Your Housing Group also has Bury/Radcliffe stock) [source: Housing associations — Bury Council](https://www.bury.gov.uk/housing/housing-associations).

- **Great Places** — 600+ properties across the borough; SO via its **Plumlife** brand (e.g. Plumlife Move resale at Meadow Heights, Ramsbottom BL0).
- **Onward** — 1,200+ properties (concentrated in Whitefield).
- **Irwell Valley Homes** — 1,000+ properties across Bury, Prestwich, Radcliffe, Whitefield.

### Named current/recent SO developments (2026)

- **Whitefield (Onward + John Southworth)** — partnership development of **30 affordable homes**, of which **16 are for Shared Ownership** (14 affordable rent) [source: New homes under way in Whitefield — Roch Valley Radio](https://www.rochvalleyradio.com/news/local-news/new-homes-under-way-in-whitefield/).
- **Radcliffe — Irwell Valley SO scheme** — new-build SO development off Manchester Road, a mix of 2- and 3-bed semi-detached and mews homes with a range of share options [source: Irwell Valley development](https://www.irwellvalley.co.uk/about-us/our-purpose/development/).
- **Live SO portal listings (Rightmove SO filter, ~4 results, 2026-05-16 — VOLATILE):**
  - **Greenmount Manor**, Springside Rd, BL9 5JE — 3-bed, **MSV**, flexible shares **10–75%**, ~£135k–£210k share price.
  - **Lakeland Crescent**, Bury — 2-bed, **50%** share, £125,000.
  - **Meadow Heights**, BL0 0BN (Ramsbottom edge) — 2-bed, **Plumlife Move** (resale), **50%**, £65,000.
  - **Waldmers Wood**, Walmersley Old Rd, BL9 6SB — Barratt-developer SO (4-bed). [source: Rightmove Bury SO](https://www.rightmove.co.uk/property-for-sale/Bury/shared-ownership.html)

### Typical SO price / share examples (2026-05-16, VOLATILE)

Entry share prices in Bury observed £65k (2-bed @50%, resale) to £210k (3-bed @75%). Bury's higher average price (£241k) means equivalent shares cost more than Bolton/Wigan; minimum shares around 10–25% (MSV scheme advertises from 10%).

### Average house price (share-sizing)

**£241,000** — Bury, February 2026 (provisional), up **5.3%** year-on-year; first-time buyers averaged **£213,000** [source: ONS/HM Land Registry — Housing prices in Bury (E08000002)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000002/). At a 25% minimum share this implies a notional entry equity of ~£60,000 on an average-priced home (illustrative only).

### Borough listing/search URLs

- Rightmove SO (Bury): https://www.rightmove.co.uk/property-for-sale/Bury/shared-ownership.html
- Share to Buy (Greater Manchester, filter Bury): https://www.sharetobuy.com/locations/greater-manchester/
- Plumlife (Great Places) find-a-home: https://www.plumlife.co.uk/find-a-home/
- Bury Home Options (council allocations portal): https://online.sixtownhousing.org/i-hqlh/viewproperties.asp

### Local-connection / S106 cascade & council contact

Bury Council's SO page requires applicants to have **a local connection to the Bury area**; some schemes prioritise local-connection applicants, social-housing tenants, serving/former military personnel and first-time buyers (a typical S106 cascade) [source: Shared ownership — Bury Council](https://www.bury.gov.uk/housing/buying-a-home/affordable-housing-types/shared-ownership). Applicants register via the **Affordable Housing Scheme / Bury Home Options**. Council contact: **0161 253 5000**, Bury Council, Town Hall, Knowsley Street, Bury BL9 0SW.

---

## Bolton

### Who delivers SO

The dominant local SO brand is **Stonecross Homes** — the Shared Ownership brand of **Bolton at Home** (the borough's largest housing association) [source: Shared Ownership with Stonecross Homes — Bolton at Home](https://www.boltonathome.org.uk/shared-ownership/). Bolton at Home set a target of 1,400 new homes across 2021/22–2025/26 and acquires new-build SO stock from national/regional housebuilders [source: Bolton at Home new-build programme (via search)](https://www.boltonathome.org.uk/new-build-developments/). Other RPs deliver SO in the borough too — notably **Your Housing Group (YHG)** at Danner Lane/Lochan Drive (Horwich), plus Great Places and Irwell Valley.

### Named current/recent SO developments (2026)

- **Park Grove, Cricketers Way, Westhoughton** — **21 two- and three-bedroom SO homes** marketed through Stonecross Homes; first residents moving in [source: Stonecross/Bolton at Home news (via search)](https://www.boltonathome.org.uk/bolton-at-home-news/shared-ownership-4596/).
- **Singleton Avenue, Horwich** — new-build of **47 homes**, mix of affordable rent and Shared Ownership [source: Irwell Valley — 100 affordable new homes in Bolton](https://www.irwellvalley.co.uk/about-us/our-news/corporate-news/100-affordable-new-homes-delivered-in-bolton/).
- **Pipeline** — Bolton at Home reports being on-site with SO in **Westhoughton, Bolton Town Centre and Horwich**, with Cottam and Leyland to follow (latter two outside GM) [source: Bolton at Home — early look at new SO homes](https://www.boltonathome.org.uk/bolton-at-home-news/an-early-look-at-new-shared-ownership-homes-4101/).
- **Live SO portal listings (Rightmove SO filter, ~22 results, 2026-05-16 — VOLATILE):**
  - **Danner Lane / Lochan Drive, Horwich BL6 9PH** — 3-bed terraced/semi/mews, **YHG**, **40%** shares, share prices £124,000–£146,000.
  - **Signal Close & Tender Drive, Horwich** — 2- & 3-bed, share prices £62,500–£74,375.
  - **Century Street, Farnworth** — 3-bed (£149,950 @50%), 4-bed (£90,000 @25%).
  - **The Picture House, Bradshawgate, Bolton** — 2-bed apartment, **50%**, £55,000.
  - **Lee Hall Place, Bolton** — 2-bed mews, **25%**, £51,250.
  - **Skylark Avenue, M38 9DP** (Little Hulton — Salford-edge, "Coming Soon"). [source: Rightmove Bolton SO](https://www.rightmove.co.uk/property-for-sale/Bolton/shared-ownership.html) · [source: Share to Buy Bolton](https://www.sharetobuy.com/locations/bolton/)

### Typical SO price / share examples (2026-05-16, VOLATILE)

Bolton has the lowest average price of the three and the broadest cheap-entry SO stock: minimum shares of **25%** common; entry share prices observed from ~£25,000 (Signal Close) / £51,250 (Lee Hall Place 25%) up to £146,000 (Danner Lane 40%). Eligibility: combined household income under **£80,000** and not currently owning another property; apply via Stonecross Homes [source: Bolton at Home SO eligibility (via search)](https://www.boltonathome.org.uk/bolton-at-home-news/shared-ownership-4596/).

### Average house price (share-sizing)

**£200,000** — Bolton, February 2026 (provisional), up **4.2%** year-on-year; first-time buyers averaged **£176,000** [source: ONS/HM Land Registry — Housing prices in Bolton (E08000001)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000001/). A 25% share of an average-priced home ≈ £50,000 notional equity (illustrative).

### Borough listing/search URLs

- Rightmove SO (Bolton): https://www.rightmove.co.uk/property-for-sale/Bolton/shared-ownership.html
- Share to Buy (Bolton): https://www.sharetobuy.com/locations/bolton/
- Stonecross Homes: https://www.stonecrosshomes.co.uk/
- Bolton at Home SO: https://www.boltonathome.org.uk/shared-ownership/

### Local-connection / S106 cascade & council contact

Bolton Council's housing-options "Home ownership" page focuses on Right to Buy/Right to Acquire (handled by Bolton at Home) and does **not** publish a dedicated SO/S106 local-connection page; S106 affordable-housing requirements sit in the Council's **Affordable Housing & Developer Contributions** supplementary planning documents [source: Developer contributions — Bolton Council](https://www.bolton.gov.uk/planning-policy-strategy/developer-contributions). SO eligibility is governed at scheme level by Stonecross/Bolton at Home (income < £80k). Contacts: Stonecross Development Team **01204 329922**, stonecross@boltonathome.org.uk; Bolton at Home Home Ownership **01204 329913**, homeownership@boltonathome.org.uk [source: Home ownership — Bolton Council](https://www.bolton.gov.uk/housing-options-advice/home-ownership).

---

## Wigan

### Who delivers SO

**Plumlife (Great Places)** is the headline SO deliverer in Wigan in 2026 [source: New Build Homes in Wigan — Plumlife](https://www.plumlife.co.uk/our-locations/new-build-homes-wigan/). Wigan Council works with a broad panel of Registered Providers and also runs its own in-house schemes (equity loan, discounted-market). The Council's affordable-home-providers panel names: **Anchor, Bolton at Home, Plumlife, The Guinness Partnership, Home Reach, Snugg Homes (Jigsaw Homes), Affordable Homes (Legal & General), Progress Housing Group, Riverside Home Ownership, The Sovini Group, Torus Homes, Your Housing Group** [source: Affordable home providers — Wigan Council](https://www.wigan.gov.uk/Resident/Housing/Buying/Affordable-home-providers.aspx). Great Places also has an approved site at **Enterprise House, Ince** [source: Wigan approves Enterprise House site in Ince — Great Places](https://www.greatplaces.org.uk/?news=wigan-approves-enterprise-house-site-in-ince).

### Named current/recent SO developments (2026)

- **Willowbrook Fields, Seaman Way, Ince, Wigan WN2 2FP** — Plumlife. 53 homes total, all SO; 2/3/4-bed (The Yew 2-bed, The Holly/Oak/Teak 3-bed, The Sycamore 4-bed). **2-bed homes available now**; 3-beds "coming soon"; 4-bed Sycamore fully reserved (2026-05-16) [source: Plumlife Willowbrook Fields](https://www.plumlife.co.uk/development/willowbrook-fields-wigan/) · [source: Rightmove Plumlife Willowbrook Fields](https://www.rightmove.co.uk/developer/branch/Plumlife/Willowbrook-Fields-291167.html).
- **Amber Vale, Mosley Common, Tyldesley M29 8PR** — Plumlife; **homes expected to be released Summer 2026**, register interest (Mosley Common/Tyldesley is in **Wigan borough**) [source: Plumlife Wigan locations](https://www.plumlife.co.uk/our-locations/new-build-homes-wigan/).
- **Salford-edge note:** Plumlife's **The Skylarks** (Manchester Road West, **Little Hulton** — 49 homes, all SO; The Beech/Chestnut 3-bed, The Spruce 4-bed) and **The Folds** (Longshaw Drive, Little Hulton, M28 0BB, 5% deposit contribution offer) sit in **Salford** borough, not Wigan — covered by another agent — but are the nearest live SO schemes to western Wigan buyers [source: Plumlife The Skylarks](https://www.plumlife.co.uk/development/the-skylarks-little-hulton/) · [source: Plumlife The Folds](https://www.plumlife.co.uk/development/the-folds/).
- **Live SO portal listings (Rightmove SO filter):** very thin — effectively 1 standalone listing (Eliot Drive, WN3, an ex-SO unit now 100% staircased) on 2026-05-16. New SO supply is funnelled via Plumlife/RP development pages, not the resale portal [source: Rightmove Wigan SO](https://www.rightmove.co.uk/property-for-sale/Wigan/shared-ownership.html).

### Typical SO price / share examples (2026-05-16, VOLATILE)

Willowbrook Fields 2-bed (The Yew): **full market value £205,000–£212,500**, **25% share £51,250–£53,125** (plus rent on the unowned share + service charge — not published per-plot; use Plumlife's affordability calculator) [source: Plumlife Willowbrook Fields](https://www.plumlife.co.uk/development/willowbrook-fields-wigan/). Minimum share **25%**. Wigan's low average price (£187k) makes it the most affordable of the three boroughs for SO entry.

### Average house price (share-sizing)

**£187,000** — Wigan, February 2026 (provisional), similar to Feb 2025; first-time buyers averaged **£169,000** [source: ONS/HM Land Registry — Housing prices in Wigan (E08000010)](https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000010/). A 25% share of an average-priced home ≈ £47,000 notional entry equity (illustrative). Wigan has delivered **1,322 affordable homes since 2018/19**, including SO, rent-to-buy and shared-equity [source: Wigan affordable housing search summary](https://www.wigan.gov.uk/Resident/Housing/Buying/index.aspx).

### Borough listing/search URLs

- Rightmove SO (Wigan): https://www.rightmove.co.uk/property-for-sale/Wigan/shared-ownership.html
- Plumlife Wigan locations: https://www.plumlife.co.uk/our-locations/new-build-homes-wigan/
- Plumlife Willowbrook Fields: https://www.plumlife.co.uk/development/willowbrook-fields-wigan/
- Wigan Council Affordable Home Ownership Hub: https://www.wigan.gov.uk/Resident/Housing/Buying/index.aspx
- Wigan Council properties to buy: https://www.wigan.gov.uk/Resident/Housing/Buying/Properties-available-to-buy.aspx
- Share to Buy (Greater Manchester filter): https://www.sharetobuy.com/locations/greater-manchester/

### Local-connection / S106 cascade & council contact

Wigan Council delivers affordable housing via **Section 106 agreements** (private developers obliged to provide affordable units) as well as direct Council schemes; **evidence of local connection is required** when applying for Wigan Council affordable-housing/SO schemes [source: Apply for an affordable housing scheme — Wigan Council](https://www.wigan.gov.uk/Resident/Housing/Buying/Affordable-homes-application.aspx). SO itself is provided through Registered Providers funded by Homes England's Affordable Homes Programme; the Council also runs an **equity loan / discounted-market** scheme [source: Buying an Affordable Home — Wigan Council](https://www.wigan.gov.uk/Resident/Housing/Buying/Buying-an-Affordable-Home.aspx). The Council's shared-equity affordable-housing scheme detail is in its committee papers [source: Appendix A — Shared Equity Affordable Housing Scheme, Wigan ModernGov](https://wigan.moderngov.co.uk/documents/s4302/Appendix%20A%20B%20and%20C%20affordable%20housing.pdf?a=1). Contact via Wigan Council's main "Contact us" portal; the Affordable Home Ownership Hub is the canonical entry point.

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## Cross-borough gaps / caveats (2026-05-16)

- **Per-plot rent & service charges** for SO are generally **not published** on provider pages (Plumlife/Stonecross direct buyers to affordability calculators / sales teams) — figures above are share *purchase* prices only.
- **Bolton at Home / boltonathome.org.uk has a TLS certificate-name mismatch** (ERR_TLS_CERT_ALTNAME_INVALID on direct fetch 2026-05-16); content was sourced via search snippets — verify pricing directly with Stonecross (01204 329922).
- **Rightmove SO filter is unreliable for Bury/Wigan** (broad keyword matching pulled in non-SO listings; true SO supply is on provider/Share to Buy pages). Bolton's filter (~22) was the most usable.
- ONS figures are **provisional Feb 2026** and subject to revision; treat ±a few % as noise for share-sizing.
- SO availability changes weekly — all named plots/prices flagged VOLATILE.